Free Tax & Finance Calculators for Indian Businesses

A complete suite of income-tax, GST, TDS, payroll and compliance tools — always updated to the current Finance Act, free to use, with no login required.

FY 2026-27 UpdatedBuilt by Chartered Accountants100% Free · No Login

Every tool below is hosted on Calc Guru (calcguru.in), our dedicated calculator portal, and is maintained in line with the current provisions of the Income-tax Act 1961, GST law and applicable state statutes. My Cloud Accountant clients use these to self-check numbers before we file.

Tax & Compliance Calculators

Income Tax Calculator →Old vs New regime comparison for FY 2026-27. Advanced Income Tax Calculator →Slab-wise breakup, all deductions, surcharge and cess. F&O & Intraday Trading Tax →Turnover (ICAI method), 44AB audit check, loss set-off. Advance Tax Calculator →Quarterly advance tax liability with due dates. TDS Calculator →Section-wise TDS rates and threshold checks. TDS on Property Sale →Section 194-IA TDS on immovable property. Capital Gains Tax Calculator →STCG and LTCG on equity, property and mutual funds. GST Calculator →Forward and reverse GST with CGST, SGST and IGST split. GST Late Fee & Interest →Late fee and interest on delayed GSTR-1 or 3B. Professional Tax Calculator →State-wise professional tax liability and slabs. Shop & Establishment →State-wise S&E registration fees and validity. 80C / Section 123 Optimiser →Maximise the Rs 1.5 lakh deduction across instruments.

ITR Filing & Interest Tools

234A/B/C Interest & 234F Fee →Interest for late filing and short advance tax, plus 234F fee. Section 89(1) Arrears Relief →Relief on salary arrears with the Form 10E working. Which ITR Form Should I File? →Find the correct ITR form for your income profile.

Business Startup Tools

Business Registration Finder →Find the right registration for your business structure. NIC Code Finder →Search the correct NIC activity code for incorporation. MOA Objects Builder →Draft the main objects clause for your MOA.

Trademark & IP Tools

Trademark Fee & Cost →Government and professional fees for a TM application. Trademark Class Finder →Find the right class for your goods or services. Brand Name Check →How to check brand name availability before applying. TM Status Decoder →Decode trademark status entries and key deadlines. TM Objection Reply →Draft a reply to a Section 9 or 11 examination objection.

Stamp Duty Calculators

Share Transfer (SH-4) →Stamp duty on share transfer deeds. LLP Agreement →State-wise stamp duty on LLP agreements. Partnership Deed →Stamp duty on partnership deeds by state. Gift Deed →Stamp duty on gift deeds (movable or immovable). Debenture →Stamp duty on debenture issues. Rent / Lease Deed →Stamp duty on rent and lease agreements.

Tax Notice Reply Tools

Notice Reply Centre →All GST and income-tax notice reply tools in one place. GST DRC-01 / 01A →Draft a reply to a GST DRC-01 or DRC-01A demand notice. GST ASMT-10 Scrutiny →Respond to a GST ASMT-10 scrutiny notice. IT 148A Reassessment →Object to a Section 148A reassessment notice. IT 143(1) Adjustment →Respond to a Section 143(1) intimation adjustment.

Salary, Retirement & Savings Calculators

Salary / CTC Calculator →CTC-to-take-home breakup with the Basic-50-percent floor. HRA Exemption Calculator →Section 10(13A) HRA exemption, metro and non-metro. Gratuity Calculator →Payment of Gratuity Act, Sec 10(10) exemption, 20 lakh cap. EPF Calculator →Provident Fund corpus and interest projection. NPS Calculator →Corpus projection with 80CCD tax benefits and annuity. PPF Calculator →15-year PPF maturity at the current interest rate. Sukanya Samriddhi (SSY) →SSY maturity value at the current notified rate.

Loans & Investment Calculators

Home Loan Calculator →EMI, total interest and amortisation for a home loan. EMI Calculator →EMI for any loan with a full amortisation schedule. FD & RD Calculator →Fixed and recurring deposit maturity values. SIP Calculator →Future value of a monthly SIP investment. Lumpsum Calculator →Future value of a one-time investment. Compound Interest →Compounded growth across periods and frequencies. Post Office & APY →Post Office schemes and Atal Pension Yojana projections. Top Mutual Funds & Compare →Compare current NAV, AUM and returns of leading funds.

CA-Prepared Excel Utilities (Free Download)

Income Tax Comparison Utility →Old vs New regime comparison in Excel. TDS Rate Chart & Calculator →Section-wise TDS rate chart with a built-in calculator. Salary Structure Planner →Design a tax-efficient CTC structure. Depreciation Calculator →Income-tax and Companies Act depreciation schedules. EMI Amortisation Schedule →Full loan amortisation workbook. FD / RD Maturity Calculator →Deposit maturity workbook in Excel.

🛡Authored and maintained by practising Chartered Accountants. Tools are provided for guidance and self-assessment; for filings and advice specific to your business, talk to My Cloud Accountant.

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Calc Guru (calcguru.in) is our free calculator portal. Every tool is updated with each Finance Act and reflects the current provisions of the Income-tax Act 1961, GST law and applicable state statutes. Figures are indicative; verify against source documents before filing.

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